Disclosures

NES LLC is not a lender or a broker. The information provided by you to easycreditmortgage.com is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender or broker. The information provided is used by an FHA Approved Lender in order to contact you. If you choose to apply directly with that Lender then the information you furnish to that Lender will be used for pre-qualification and/or approval.

NES LLC does not endorse, warrant or guarantee service or products of any Lender and does not guarantee nor make any representations of any rates, points and loan programs posted by advertising Lenders. All information is subject to change without notice. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

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In no event shall NES LLC be liable to anyone for any delays, inaccuracies, errors or omissions with respect to the information or the transmission or delivery of all or any part thereof, for any damage arising therefrom or occasioned thereby, or for the results obtained from the use of the information. The entire risk as to the accuracy, adequacy, completeness, timeliness, validity and quality of any information is with the user.

Deciding on an Escrow Account after a Refinance

The monthly mortgage dues of a borrower consist of homeowner’s insurance, private mortgage insurance and property taxes apart from the mortgage principal and interest payments. Lenders require that you pay the insurance amounts and the property taxes in an escrow account held by a third party called escrow services....

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HUD Guidelines for Manufactured Homes

A set of directives prepared by the Department of Housing and Urban Development (HUD) may have served to enhance the quality of manufactured homes. Homebuyers are quite willing to apply for mortgages for this highly affordable quality of housing. Here are the key guiding principles put forward by the...

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