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Disaster Help For Homeowners in Presidentially Declared Disaster Areas
If your home has been damaged or your ability to make your monthly mortgage payments has been affected by a flood, hurricane, tornado, or other event that the President declared a disaster, you may qualify for relief to help you keep your home. When a disaster affects the lives and livelihood of borrowers, the FHA is standing by to assist you.
In order to participate in FHA disaster relief, you must be in one of three basic groups:
Disaster Relief For Homeowners
If you live in an area declared as a disaster by the President and you residence was destroyed or damaged so much that it needs to be rebuilt (whether or not you own it), you may be eligible for 100% financing for the purchase of a new home. The Federal Emergency Management Agency (FEMA) provides a list of the specific counties and cities affected and corresponding declaration dates at www.fema.gov/disasters .
Disaster victims may be eligible for 100% financing with some limitations:
You may also be eligible for an FHA rehabilitation loan.