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Taking out a mortgage is one of the most crucial decisions made by an individual. Most borrowers rely on mortgage brokers and loan specialists for the transaction. Unfortunately, some of these professionals may take advantage of a client’s inexperience and make available a substandard product that makes the mortgage...Read More[+]
A criminal court requires a prosecution to bring forward evidence against the defendant. The defendant may file a submission for no case to answer, if the prosecution fails to produce evidence of their guilt. The upshot of a successful application is the end of the trial with the complete...Read More[+]
This week, the Bank of England has published utilisation data for the FLS or the Funding for Lending Scheme. Almost everyone agrees that this scheme has not worked quite the way it was expected to. However, it can also be seen differently. Since the onset of the credit crisis,...Read More[+]
Why ask for an FHA mortgage loan? There are many reasons to ask your lender for an FHA loan instead of a conventional loan or an expensive, risky sub-prime loan. Lower cost – FHA loans have competitive interest rates because the Federal Government insures the loans. Always compare an...Read More[+]
If you have never bought a home before the process may seem complicated! But buying a home with an FHA loan is really no different than buying a home with any other loan-except–you have more protection against foreclosure with FHA, it is also easier to qualify, and you don’t...Read More[+]
Your lender will decide if you qualify for a mortgage based on the “Four 4 C’s of Credit”: Credit history Capacity to repay Cash to close Collateral How the lender rates you in each of these four categories determines your ability to repay the loan on a monthly basis....Read More[+]