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Get Started!The process of acquiring mortgages and refinances for mobile or manufactured homes have become easier than before. Lenders were formerly unwilling to extend financing for this category of housing as they felt the value of the homes would decline rapidly due to a lack of permanent foundation. However, most...
Read More[+]It is difficult to acquire regular mortgages for a mobile home, also known as a manufactured or a modular home. Mortgages that are suitable for traditional homes are not so for mobile homes. An unscrupulous or inexperienced broker may drag you through the entire loan application process and charge...
Read More[+]A mobile or manufactured home is significantly different from a traditional bricks and mortar house. You may choose from several categories of manufactured homes including: caravans, motor homes or park homes. It is crucial to consider the viability of the idea before deciding to purchase a mobile home suited...
Read More[+]The laws governing the ownership of mobile and modular homes are quite different from those relating to traditional homes. This is primarily because the homeowner does not own the piece of land on which the home rests for any length of time. In addition, most banks and other lending...
Read More[+]Manufactured homes are generally acceptable collateral for an FHA loan. The property, however, must conform to HUD’s manufactured home guidelines. In order to be accepted, the property must meet the following minimal criteria: Property must be at least a doublewide property (no singlewides) The FHA loan must cover both...
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