Common Facts on Refinancing a Mortgage

Refinancing a mortgage enables a homeowner to substitute a new mortgage in place of the current loan. You may go for a refinance, if the fresh mortgage scheme secures a lower interest rate. In general, a refinance will entail a change in the lender. However, in some cases, your...

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Good News for Veterans with Bad Credit Rating Applying For VA Loans

Veterans, in general, and those who have been affected by the recent recession and consequent downgrading of credit score are bound to be a downcast lot. Recent developments should bring good cheer to them. The good news for them is lenders have started taking a more liberal view of...

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Exploring All About Mortgage Refinance

What Is Mortgage Refinance A mortgage refinance is simply obtaining a new loan on his real estate to consolidate his first loan effectively. In other words, refinancing is availing a new loan to close an old loan in the best possible way. However, you may wonder how one could...

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First Time Home Buyers

When you apply for the FHA First Time Home Buyers program you get the very best service and the utmost in respect to make you a proud American Homeowner. Once you apply your FHA Loan Officer will guide you along the path of homeownership. As long as you listen...

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Deciding on an Escrow Account after a Refinance

The monthly mortgage dues of a borrower consist of homeowner’s insurance, private mortgage insurance and property taxes apart from the mortgage principal and interest payments. Lenders require that you pay the insurance amounts and the property taxes in an escrow account held by a third party called escrow services....

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HUD Guidelines for Manufactured Homes

A set of directives prepared by the Department of Housing and Urban Development (HUD) may have served to enhance the quality of manufactured homes. Homebuyers are quite willing to apply for mortgages for this highly affordable quality of housing. Here are the key guiding principles put forward by the...

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